In many financial circumstances, creditors go after the debtor's vehicle as a means of debt collection. If you are falling behind on payments of your car or other financed item, you may be facing repossession. This can be one of the most embarrassing and frustrating circumstances to face. Missed vehicle payments may have resulted in a disastrous situation and may have made your life very difficult to manage. If the company you owe money to has taken action to repossess your vehicle, we can help you get the legal assistance you need.
At the Law Office of Jack G. Lezman, P.A., we have the tools and experience to guide you through this difficult circumstance. When you file for bankruptcy, repossession actions will immediately have to cease. This will give you the time and opportunity to resolve this issue. Whether you file under Chapter 7 or Chapter 13, all actions from creditors will stop, including harassing phone calls. There are certain actions that you can take to be able to keep your vehicle or other item that was repossessed. The first step is to have one of our Charlotte wage garnishment attorneys evaluate your situation. We can help determine the best course of action to follow.
We can help you get an automatic stay, which is a temporary solution to your repossession. It allows you the necessary time to solve the debt issue. The Charlotte bankruptcy lawyer that you choose can make all the difference. We can take action to negotiate with your lender to establish a probable and workable solution. It is important to do whatever it takes and to assess each opportunity. Our firm can help you obtain the time to handle your overdue payments or have them forgiven. Each individual's circumstance is different, which is why a personal evaluation is essential. Contact the Law Office of Jack G. Lezman, P.A. today to speak with one of our personable Charlotte bankruptcy attorney!